Electronic transactions are rising fast, so are cases of payment failure and delayed settlement. One needs to be proactive.
Over a five-year period, the benefit of a sharp drop in interest rates would mean saving Rs 76,880 -- a significant number. But if the rate cuts are slimmer, say 25 bps or the number of years left is barely one or two years, shifting may not make too much sense.
'Everyone is still trying to understand the quantum of impact demonetisation will have on the economy.'
A combination of ELSS or PPF with a term plan offers better coverage and returns
If you are making any drastic changes, make sure there is adequate documentation
Even if the government didn't plan for demonetisation properly, it could have taken steps on a war footing later to ensure the situation improves.
That's the government's goal for the Unified Payment Interface by March. Are they close? A P Hota, the man at the helm, answers.
The NITI Aayog may want us to believe this is one of the easiest payment systems in the world, but Tinesh Bhasin decodes the many unanswered queries and concerns involving the United Payments Interface.
The government can seek details from sellers such as sources of funds while buying.
A new approach called life planning can help you prioritise the use of your time and money.
CAs not sure if individuals declaring unaccounted money will get immunity from reassessment as these provisions are not covered in the Bill.
NRIs could run into difficulties if they possess discontinued currency notes amounting to a high value.
E-wedding planners allow you to book everything online, including venues, make-up artists, bands, florists.
With cyber criminals becoming savvier by the day, learning how to safeguard yourself is imperative.
For longer tenure products, they offer higher returns compared to other instruments. But for shorter tenures, things are getting tighter for investors.
Use credit cards with discretion and try to generate a net monthly surplus to avoid falling into a debt trap
Short-term loans from NBFCs can be more convenient but come at higher cost
You should rather use nicknames, incorrect date of birth and if possible make a separate e-mail address for such apps and services. You should also not share your phone number
Explain reasons for uneven bequest in the will and make small changes to it regularly to show that your intention remains unchanged.
For the wealthy, post-tax returns of debt funds would work out better
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